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Saket Agarwal, Investor and Co-Founder Spice Money, Healthy Jeena Sikho

Saket Agarwal
Life Coach

Saket has three Decades of professional & Investment experience giving high RoCE and Value Creation in each of the ventures he has been associated with.

He has either been part of initial teams of businesses or set up multiple business in varied domains, from Telecom, Enterprise Mobility, Retail network, Digital services & Financial Services

During his professional journey, he created an amazing work culture, leading to either long lasting “age-on-network” colleagues OR conversion of individuals to Entrepreneur, and the list is not small, a whopping 30+ CEOs /  Founders.

Saket did his Engineering from top Institute of Birla Institute of Technology and Science (BITS), Pilani in Electronics. He also did Masters (Honours) in Physics from BITS.

Saket had career spanning Crompton - EPABX division (Electronic Telephone Exchanges), moved to Mobile telephony division of Spice in 1998, where he spent next 25 years in creating multiple business units across 25 countries across the Globe.

The most notable corporate entity Saket founded was Spice Money. In his own words,


Founded an institution for helping Bharat part of country to get access to products and services they couldn't, at the place they live and at a price they could afford. Spice Money is a "Built for Billion product platform".


This involved first large scale deployment of First Hybrid Cloud infrastructure from Nutanix, hosted in India.

Got the PPI license from RBI in 2015 in a tightly regulated Fintech domain against all odds and followed up with first AEPS transaction, leading to installation of micro ATM across country, every Pin-code.

It takes a decade to build such an institution and outcome suddenly is a huge WOW from all across. Happy to have created this institution for serving a Billion.

At heart, Saket is a Philanthropist and keeps looking at problems faced by large human populations and working out solutions for the same.

After quitting the corporate life, Saket ventured into something more fulfilling and meaningful. The famous line people would talk is the 1.4 Billion people in India and host of their needs. One thing which Saket saw from close quarters was the caregiving at home in a organised way, after having seen 5-years of struggle in tending to bedridden mother.

With the best possible access to healthcare in the Capital of country, in NCR, it was fragmented and quite broken infrastructure.


Currently immersed into solving issues around healthcare, key focus areas being preventive philosophy through changes in lifestyle, advisory, education and use of technology to monitor & provide quality solutions at minimal cost.

India has, in the last two decades, fast progressed on affordability and disposable income, with a massive middle class and above population segment, falling into the deadly TRAP of multiple ailments linked to such lifestyle, which is far too Easy at one end and Too stressful at another. Typical explanation being - proverbial living Life on the TREADMILL.

On the personal side, Saket is a movie buff, likes to read books, listen to ghazals and typically likes to spend time with family at home.

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